Schedule Consultation | Royal Point Wealth
Step Two

Schedule a time to speak to a licensed advisor.

No obligation, no hidden fees. Just life insurance advice you can trust.

Mortgage Life Insurance Perks

  • Tax-free lump sum completely pays off your mortgage.
  • Receive an advance if diagnosed with a terminal illness.
  • Monthly income replacement for critical illness or disability.
Simple. Fast. Secured.

We make it
Easy.

Don't let bureaucracy stand between you and your family's future. Our process is built for modern lives.

01

Get a no obligation quote

See your options in minutes with our transparent pricing tool.

02

Choose your option & Apply

No complex paperwork or forms. A smooth digital application process.

03

Wait to be approved

Our high-speed underwriting works behind the scenes to finalize your file.

04

Accept your life insurance

Secure your legacy with a final signature and digital delivery.

Why Royal Point

We don't work for the insurance companies.
We work for you.

Old-school insurance is slow and built on corporate quotas. We’ve replaced the paperwork and pushy sales tactics with a streamlined, digital-first experience. You get honest advice, 20+ carrier options, and a strategy that actually fits your life…not a bottom line.

The Broker Advantage

Most agents are 'captive,' meaning they can only offer you products from one company. We are independent. We shop 20+ of Ontario’s top carriers (Manulife, Sun Life, Canada Life, etc.) to find you the best price and the best coverage. If there’s a better deal out there, we’ll find it.
Why deal with three different people for your life insurance, your investments, and your corporate taxes? We handle it all. From protecting your family to growing tax-free wealth and optimizing your corporation, we provide a single, unified plan for your entire future.
We are brokers, not salesmen. Our job is to act as your advocate in the market. We look at your budget first, identify the gaps in your current plan, and give you the straight truth on what you need—and what you don't. No fluff, just facts.

Get honest advice, not a sales pitch

Our advisors are not compensated based on quotas met, ensuring their goals align perfectly with your wealth protection.
We model 50-year scenarios to ensure your policy stays affordable as your family grows.
Unlike 'simple' plans that fail at claim time, our policies are rock-solid legal contracts.
ROYAL
Royal Point Logo
ROYAL POINT
Wealth

Protect your family today and build wealth for tomorrow. Reliable coverage that changes as your life changes.

(343) 204-9386
[email protected]
License #: 26246873

Hours Of Operation

Monday8am-8pm EST
Tuesday8am-8pm EST
Wednesday8am-8pm EST
Thursday8am-8pm EST
Friday8am-8pm EST
Saturday8am-4pm EST
SundayClosed

Global Presence

Headquarters
Stoney Creek, Ontario, CA
Regional Presence
Ottawa, Toronto, Hamilton
Operations Live
Reply Time: < 2 Mins
© 2024 ROYAL POINT WEALTH CORP. Privacy Protocol FSRA Regulated
FSRA Regulated
Lucas Garrigues is a licensed Life and Accident & Sickness Insurance Broker in the province of Ontario (FSRA License #26246873). Royal Point Wealth is a trade name of, operating as an Associate General Agency (AGA) associated with TruStone Financial Inc. (the Managing General Agency). I am authorized to represent and provide financial solutions through contracts with the following insurance carriers:Assumption Life; Beneva (La Capitale & SSQ Insurance); BMO Insurance; Canada Life; Canada Protection Plan; Combined Insurance; Desjardins Insurance; The EDGE Benefits; Empire Life; Equitable Life; Foresters Financial; Humania Assurance; iA Financial Group (Industrial Alliance); iA Excellence; ivari; Manulife Financial; RBC Insurance; Serenia Life (formerly FaithLife Financial); Sun Life Financial; TruStone Health; UV Insurance; VUMI Canada; If you choose to purchase an insurance product or investment through me, I will be compensated by the insurance company that offers that product. This compensation typically takes the form of a sales commission at the time of purchase and may include ongoing service/renewal commissions for as long as your policy remains in force. I may also be eligible for additional compensation such as bonuses, incentives, or invitations to professional conferences based on the volume or mix of business placed with specific carriers. My primary duty is to place your interests ahead of my own and those of the insurers I represent. I confirm that I have no proprietary interest in any of the insurance companies listed above, nor does any insurer hold an ownership interest in my business. My recommendations are based solely on a full written Financial Needs Analysis (FNA) to ensure any product suggested is suitable for your specific goals and circumstances. Your personal and financial data is handled in strict accordance with PIPEDA (Personal Information Protection and Electronic Documents Act). We collect only the minimum information necessary to calculate your protection gaps and generate your custom strategy.